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Top Tips on How To Save For Travel [updated 2024]

Are you dreaming of embarking on an adventure to explore the world but find yourself struggling to save enough money?

Whether you want to backpack across Europe, island hop in Southeast Asia, or hike through the stunning landscapes of South America, saving for travel can seem like a daunting task.

However, with careful planning and a few simple strategies, you can make your travel dreams a reality. In this article, we will guide you through effective ways to save money specifically for your upcoming travels, helping you build a solid financial foundation that will allow you to explore new cultures and create unforgettable memories. So let’s dive in and discover how to save for travel!

It is not easy trying to put money away each week for your next vacation or that trip of a lifetime.  I have been there and so have many more before us.  How do you start? How much do I need to travel?

Everyone loves a bargain flight, accommodation or a cruise and money-saving tips when they are booking their travel.

Read: Hot Tips For Booking Flights

But how can you save money for a trip?

This article covers top tips for saving up for your next holiday as well as saving $$ on your bookings.

Our Top Tips on How To Save Money

  1.  Set yourself a budget for your next trip
  2. Set yourself a daily budget for your daily spending, making sure that you can put away a little each day
  3. Don’t buy that coffee or latte, take your coffee with you to work. If a coffee costs $3 and you buy 2 a day say for 280 workdays = $1,280 the cost of an airfare
  4. Take a packed lunch instead of buying your lunch
  5. Buy prepackaged meals at the end of the day at your local supermarket when they reduce them
  6. Watch for specials on fruit and vegetables
  7. Do you need a new outfit? Instead of a new outfit just think of a nice dinner you could experience on your vacation.
  8. Review all your insurances. See if you can save more $$$ by using one insurance company for your car insurance and house contents insurance.
  9. Review all your utility bills. Can you combine your utility bills under one company to save $$$.
  10. Do you need that gym membership?
  11. Plan to put $1 away a day, when you know that you can achieve that easily double it to $2 a day. Open a bank account and plan to deposit your savings into it each week and watch it grow
  12. Sell your unwanted clothes, books etc
  13. Cancel your Netflix accounts and Spotify – put that money towards your holiday instead
  14. Look at your supermarket – can you shop cheaper at another such as Aldi or Lidl or buy in bulk at Costco or Walmart?

How Can You Book Travel?

There are several ways of booking your travel these days:

  • through a travel agency
  • through ‘cheap flights’ websites
  • through websites such as Travelocity or Expedia
  • or the many other travel sites that can be found on the internet
  • or do you leave it to the last moment and hope you can grab one of the last-minute flights?
  • or should you book a flight and hotel package?
  • or is there a specific day for the best flight deals?

It can all be quite confusing. Where do you start? Is this how your travel planning starts?

This post may contain affiliate links. Please see our disclosure for more information. 

We have now been travelling the world continuously since 2013 and we would like to share with you how we save $$$ on our travel. We believe we have the experience to assist as Jane has been in the travel industry since 1976 and has worked in Australia and in the UK in all aspects.  We bring Jane’s many years of experience to assist you in making the most savings you can.

  • Which travel sites do we use to source the cheapest airfare e.g Skyscanner
  • Which airlines are our favourites for travelling – budget carriers? Air Asia in Asia
  • Which hotel booking sites we use to source the cheapest accommodation
  • Which Car Rental Companies that we use to compare the best deals and to book
  • Eurail Passes
  • Tripadvisor
  • Local Tours
  • Travel Insurance
  • how to obtain visas for travel
  • travel money
Photo courtesy of Pixabay

Read: Things You Should Consider When Choosing the Right Destination

Cheap Flights

We always start our search with Google Flights for the latest deals on cheap tickets.

Google Flights – our starting point, great for month views to search the cheapest day to fly. With fares from major carriers such as United Airlines, Turkish Airlines, Virgin Airlines, Qantas Airways, and Singapore Airlines to budget carriers such as Spirit Airlines, Scoot, Jetstar and Air Asia.

Then we check with Skyscanner.

Pro Tips: 

Airline tickets may look cheap at first look.  Look closer at that airfare, is it such a bargain after all?  Here are our top tips to ensure that you are getting the most out of your $ with that cheap airfare. Ask yourselves these questions:

  • do you really want to spend more than 12 hours travelling when you can spend a little more and have a direct flight which is considerably shorter just to save $$$
  • check out the stops along the way, how long is the wait at the airport
  • the airfare may be cheap but by the time the budget airline adds on luggage fees, seat selection and meals you may be better off paying a little more and travelling with a full-service airline
  • ensure that the connection times are reasonable if you are using two airlines to travel.  You may need to collect your luggage before the 2nd flight commences.  A reasonable connection time is anything over 3 hours, and nothing less.
  • If you have to check your luggage in for a budget flight make sure you pay for that on booking.  Leaving it for the airport will incur higher costs.
  • always compare flights and airfare deals
  • Are you a member of an airline’s frequent flyer programme?


 Skyscanner  – a great source for cheap airline tickets plus you can look at from your airport to everywhere:

Specific Airlines – it is also advisable to check the airline’s website that you are considering using and check their current airfares.  Airlines run regular travel deals.

How do you compare airfares?

  1.  Look at the return airfare first
  2.  Compare prices on a one-way basis
  3.  Look at airline-specific hubs
  4.  Check several airports in the area you are travelling to leave from
  5.  Check out budget carriers such as Spirit Airlines in the USA and Air Asia throughout Asia. Ensure that you understand their baggage policy and what is included or not in the base airfare. Read the fine print carefully.
  6. Can you cancel the airfare? Can you change the date? Can you change the name of the traveller?


Accommodation is the 2nd major travel expense after your flights.  If you can save $$$ on the accommodation you can then put the savings towards activities or nice dining experiences.  When you start researching your accommodation you will find that there are a lot of websites out there that all seem to be offering the same deal. Are you looking for last-minute hotel deals or can you plan further in advance?

What sort of accommodation are you looking for:

  • luxury city accommodation
  • luxury beach accommodation
  • middle of the range 3 – 4 star properties
  • budget hotels
  • hostels
  • apartments
  • villas

Are you travelling with:

  • your partner
  • your family
  • solo
  • group of friends

If you are looking to save money would staying in an apartment be a better option where you can self-cater?  If you are travelling as a family this may be a better way to save $$$ on accommodation.

What do we do?

We mix it up.  In South America we stay in hostels because they are great value, we enjoy the camaraderie and we get the latest travel tips.  What we don’t do is stay in dorms.  We always book a private room with a bathroom.  Our very first hostel was amazing and other hostels that we book need to live up to our very first experience.

We use Booking.com for our accommodation bookings and have achieved Genius status.


Pro Tips:

    • Check a range of accommodations in the location you are travelling to. Ask yourself do you want to be in the centre so that it is easy to walk to all the sites or would you prefer to spend a little less on accommodation but use public transport and pay transport costs.  We know what we prefer and that it is to be in the centre so that we can walk everywhere.
    • Can you save money if you book in advance and have a non-refundable clause in the booking?  We do that now, as we know we are visiting a location and definitely need that accommodation.  If we have to cancel for health reasons or an emergency we always take out travel insurance that will cover the cancellation.
    • Is breakfast included? Sometimes you will see a $ fee for breakfast if it is not included.  We always find that if this is the case it is cheaper to buy breakfast outside.
    • The hotel may offer airport shuttles.  If you are considering this check the time of operation we have been caught out quite a few times when we have had early departures to the airport.
    • Why not join a Hotel Chain rewards program and earn free nights e.g. Accor one of the biggest in the world
    • Avoid high season and travel in the shoulder season which usually coincides with Spring and Autumn.
    • Follow the hotels on their social media channels and websites and sign up for their deals.  They either send their deals by email or post on Facebook, Twitter or Instagram.
    • We found when booking accommodation in Dubai the prices kept on coming down the closer we got to the date.  So we left it till the night before and got a 4-star hotel for the price of a 2-star.  There is so much accommodation in Dubai that it was worth waiting till the last minute.
    • Also check with Tripadvisor on the latest reviews and their prices as a comparison. e.g. check out Tripadvisor’s London page


Car Rentals

Car rentals are also a major expense.  It is also one that you need to look into carefully in relation to the fine print and insurances.

Pro Tips

      • Before you confirm that insurance option check that your travel insurance policy covers you or even the credit card that you are using to confirm the booking.
      • We also compare the costs in the local currency of the country you are hiring in, it may just work out saving you more money.
      • Look at the costs of hiring a car from the airport compared to picking it up in a city location.  But, don’t forget to add in the costs of getting from the airport to that city location.
      • If you can drive a manual car, they do tend to be cheaper to hire than an automatic.
      • Don’t add extra costs like GPS – Google Maps on your phone will cost you a lot less as long as you pick up a SIM card at the airport before you leave.
      • Look at the costs of fuel.  It tends to be cheaper for you to refuel the car before you return it. Check out our car hire partners here
      • AutoEurope.com
      • Rental Cars

More Reading: Our Self-Drive Ireland Road Itinerary

Driving the Champagne Route of France

Money Cards

Our Latest Travel Card – Wise

I thought I would share a service that I use that I couldn’t live without, not just for running my business but for travelling too.

Wise is an online bank and foreign currency transfer service ( formerly Transferwise) that allows you to have money in 50+ currencies, and convert between them at the real exchange rate whenever you need. It’s free to sign up, and there are no monthly fees.

It comes with an immediate Visa debit card that allows you to make payments and withdrawals wherever you are in the world in over 40 currencies (you get an electronic card immediately and a real card about a week later in the mail).

I use the Visa to make all my travel bookings and for spending and I use the account to move currency between US, EU, and AU, at much lower rates than any other service I know of. You can also use the card to access cash at ATMs just like any card.

This is my affiliate link if you want to sign up. 



We also use a Qantas Travel Card where we can load 10 global currencies.  If you use the card as a credit card during your travels you can earn Qantas Frequent Flyer points.  If you withdraw cash from an ATM there will be fees involved.

Watch out for the special deals.  They have special deals for loading foreign currency to the card where they offer double points for doing so.

We also carry a Cash Passport Money Card.  Same deal as the Qantas Travel Card but you do not earn points.

We also carry 2 credit cards as backup and also carry around USD100 in cash for emergencies.

If you are from the USA Charles Schwab has a no ATM fee card.  If you are charged an ATM fee whilst abroad they will refund it for you.


Train Travel

Train travel is a great way to save money. There is a very informative website that you can access – Seat 61.

Pro Tip for Trains in Italy

If you are travelling in Italy check out the regional train fares.

These fares are available on regional trains, which are slower and make more stops.  The savings are considerable but you do have to have your ticket validated on the day or the fine may well exceed your savings.

Bus Travel

Bus travel is a cost-effective alternative to train travel.  We have travelled comfortably and cheaply throughout Turkey, Spain, France, Croatia, South America, Myanmar, Thailand and Laos by bus and have had many enjoyable experiences.

We use 12goAsia throughout South East Asia. We save money by booking in advance.

Powered by 12Go Asia system

We use Busbud Bus booking system for bus tickets throughout Europe, South America and America click here for schedules and ticket prices.


We use Tripadvisor daily to check out reviews on hotels, find the best restaurants as well as reviews on tours – it is our go-to resource.

If you want to check out the best restaurants in a city you are visiting we always use Tripadvisor e.g.

for the top restaurants in Sydney click our link below:


Local Tours

Get Your Guide

We are very happy using Get Your Guide in activities in cities that we visit.  We love their ‘best price guarantee’ which means if we find the same activity by the same local tour operator in the same currency for less they will refund the difference.  Currently, they offer over 35,000 activities in over 7,600 locations. Eg.

Most popular tours in Paris France

Join our Travel Planning Facebook Groups for more information on saving and travel tips

Mexico Travel Planning

Vietnam Travel Planning

Australia Travel Planning

Travel Insurance

The best time to arrange your travel insurance is once you start paying deposits on accommodation, cruises, tours or purchasing your flights.  You are covered for cancellation from that date.  It is not advisable to leave it till the day before you travel.

We partner with SafetyWings.

Benefits of SafetyWings Travel Insurance:

1.  You can take out a travel insurance policy even though you have commenced your journey

2.  You can have a monthly payment set up so that your travel insurance is extended every 28 days until you choose when to finish the travel insurance.

3.  After being abroad for 90 days, you keep your medical coverage for 30 days in your home country if something happens while there. (15 days if your home country is the U.S.)

4.  Young children are included – up to 2 children under 10 years of age (1 per adult) can be included on your policy for no extra charge

5.  Covid – (source safetywings website)

Coverage works the same as any other illness as long as it was not contracted before your coverage start date and does not fall under any other policy exclusion or limitation.

Testing for COVID-19 will only be covered if deemed medically necessary by a physician. The antibody test is not covered, as it is not medically necessary.

As of April 15th 2021, Nomad Insurance also covers quarantine outside your home country of $50/day for up to 10 days (with the limitation of being once within a 364-day period). The coverage requires that:

  1. You are covered by Nomad Insurance for a minimum of 28 days.
  2. Your quarantine is mandated by a physician or governmental authority because you have either tested positive for COVID-19 OR you are symptomatic and waiting for your test results.
6.  Low cost travel insurance





If you are booking a cruise and want to read reviews before you book – reach out to Cruise Critic 


Have a safe trip!

To Travel Too E-Books

We have been travelling the world since 2013 and have created our Mini Travel E-Books.  Check them out.


Our Dubrovnik Travel Guide





Our Mexico Travel Guide

Things To Do in Uxmal Yucatan Mexico



To keep those savings coming why not pin our article for later use:










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For the latest travel guides and travel gear check out our travel shop.  We have put together over 800 travel products that we have either used ourselves or we have been recommended by other travellers.


In conclusion, saving for travel may seem like a daunting task, but with careful planning and discipline, it is an achievable goal. By implementing strategies such as creating a budget, cutting back on unnecessary expenses, and finding additional sources of income, individuals can make their dream trips a reality. It requires patience and sacrifice in the short term, but the rewards of exploring new places and experiencing different cultures are well worth the effort. So start saving now and soon enough you will be embarking on unforgettable adventures around the world!





Thanks for stopping by and welcome to To Travel Too – Australia’s top Baby Boomer lifestyle and travel blog, with an international worldwide audience in mind, run by the married couple, freelance writers and full-time travellers Jane and Duncan Dempster-Smith. Come with us as we explore the world. Our two mantras that we live by are 'chase time not money' and 'age is no barrier when it comes to travel'.

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